Almsgiving

Almsgiving.—Almsgiving is defined: “Assistance to one who is in need, given out of compassion and for the love of God.” Hence, this act pertains to various virtues. (a) It is elicited by the virtue of mercy, which means that compassion for misery is the immediate principle which produces almsgiving. (b) It is commanded by the virtue of charity, which means that love of God is the remote principle or end of an alms, for, as said above (see 1205), mercy itself is an effect of charity (I John, iii. 17). (c) Secondarily, it may also be commanded by other virtues. Thus, if a person gives an alms to satisfy for his sins, he performs an act of justice; if he gives in order to honor God, he performs an act of religion; if he gives without undue grief over the loss of what he gives, he practises liberality.

Qualities Recommended for Almsgiving.—(a) Alms should not be given ostentatiously (Matt, vi. 2 sqq.), though it is often edifying that they receive publicity (Matt., v. 16); (b) they should be given cheerfully (II Cor., ix. 7).

Forms of Almsgiving.—(a) In the strict sense, an alms is a gift made without any obligation of payment or return; (b) in a wide sense, almsgiving includes selling on credit as a favor to a poor customer, a loan granted at a low rate of interest or without interest, help in securing employment, etc. Thus, if a poor man is sufficiently helped by the use of an article, there is no need of making him a present of it.

Almsgiving is to be distinguished, also, from mere giving. (a) Thus, assistance given the poor out of a bad motive (e.g., to lead them away from their religion, to induce them to crime) is sinful; (b) assistance given the poor out of a merely natural good motive (e.g., pity for their sufferings) is philanthropy, but not charity (I Cor., xiii. 3), and may coexist with the state of hatred of God.

Corporal alms, in the form of bodily necessaries given freely in themselves or in their money equivalent, are of as many kinds as there are bodily needs. (a) Hence, the common necessities of food, drink, clothing and shelter should be provided as alms to the starving and to those who lack sufficient clothing, or who are without a home. (b) Special necessities, whether internal (such as sickness) or external (such as persecution or imprisonment), should be relieved or assuaged by remedies, visits, protection or relief. (c) The necessity of the body after death is that it be cared for with the honor which the memory of the deceased deserves, and hence burial of the dead is numbered among the corporal alms.

Thus, there are seven corporal works of mercy. (a) Those that pertain to the needs of the body during life are mentioned by our Lord in Matt., xxv. 35, 36. (b) The burial of the dead is praised in scripture as a good work, as we see in the cases of Tobias (Tob., i, ii, xii), and of those who buried our Lord (Matt, xxvi. 12, xxvii. 57 sqq.).

Spiritual alms, consisting of assistance given those who suffer want in mind or spirit, are either prayers, by which divine aid is asked for them, or various acts by which human aid is conferred. These acts are also of two kinds, and constitute seven spiritual works of mercy.

(a) The defects from which a soul suffers, and which are not moral, include ignorance in the intellect, doubt in the practical judgment, and sadness in the affections; and hence the acts of almsgiving for such cases are instruction, counsel, and comfort.

(b) The defects of soul which are moral are the guilt of sin and its consequences—that is, the offense given and the burdens that result for the sinner or others. The corresponding spiritual alms are admonition against sin, pardon of the offense done to self, patience in bearing with the difficult ways of others, especially if they err through infirmity, or willingness in helping them to bear the consequences of their errors (Rom., xv. 1).

The giving of spiritual alms may suppose superiority or authority in the giver over the receiver, or a certain procedure to be followed; hence, in the administration of spiritual benefits, the due order of time, place and persons has to be remembered. (a) Thus, in the instruction of the ignorant, it is not every kind of ignorance that is a defect, but only the ignorance of things one must know; and it is not every person who is to give the needed instruction. (b) In the correction of sinners, it is not every kind of reproof that is to be used, but gentleness and secret admonition should be employed where possible (Prov., xxvii. 6).

Comparison of Corporal and Spiritual Alms.—(a) Spiritual alms are better, because their nature is higher and they are of greater benefit to the recipient, even though he appreciates them less. Thus, it is better to enjoy peace of mind than to feast sumptuously. (h) Corporal alms are sometimes more necessary in a particular case, and hence they should be attended to first. Thus, for one suffering from hunger food is more necessary than words of comfort (James, ii. 15, 16).

Though corporal alms are not spiritual in the assistance they give, they are spiritual in their effects. (a) Thus, they bless the recipient corporally, by relieving his hunger or other need; (b) they bless the giver spiritually, since God will reward his charity (Ecclus., xxiv, 13, 14), and the person helped will pray for his benefactor (ibid., 15).

The Duty of Giving Alms.—(a) The natural law requires that we do to others as we would be done by, and there is no one who does not wish that help be rendered him if he falls into need. Moreover, the common welfare requires that the rich assist the poor, for otherwise there will be discontent and disorder. Hence, even unbelievers are not exempt from the obligation of almsgiving. (b) The divine law, in both Old and New Testaments, commands almsgiving: “Give alms out of thy substance, and turn not away thy face from any poor person” (Tob., iv. 7); “Depart from Me, you cursed, into everlasting fire, for I was hungry, and you gave Me not to eat” (Matt., xxv. 41-42); “Let us love, not in word, nor in tongue, but in deed and in truth” (I John, iii. 18). Tobias, Dorcas, Cornelius, and Zacheus are praised for their charitable gifts.

Almsgiving, being an affirmative commandment, does not oblige for every moment of time, but only when right reason calls for it on account of the state of the giver or of the receiver.

(a) The state of the giver requires him to give alms only when he has a superfluity of goods, for no one is bound to deprive himself of what is necessary for his own use (see 1164, 1169). John the Baptist said to the people: “He that hath two coats, let him give to him that hath none; and he that hath meat, let him do in like manner” (Luke, iii. 11). “That which remaineth,” says our Lord, “give as alms” (Luke, xi. 41).

(b) The state of the receiver gives him a claim on charity, when he is in necessity and unable to help himself. Temporal goods, according to the will of God, are for the benefit of the whole human race; and, while the ownership of particular goods belongs to the rightful possessor, he should not withhold the use of them from those who are in need, when he has more than he needs for his own use. Neither is it necessary that one be asked for an alms; one is obliged to give it when one knows that one’s neighbor is in want, though unable or ashamed to beg for help.

It is not a precept, therefore, but only a counsel, that one give alms in other cases. (a) Thus, when one is in equal need oneself and has no superfluous goods, one may give to another; (b) when one’s neighbor is not in need, or is able to help himself, one may still give to him out of charity, if he is deserving (see 1169).

Superfluities are those goods that remain over and above what are necessary for life, or the maintenance of one’s state of life justly acquired and socially useful.

(a) Necessaries of life are the goods one must have to provide food, clothing and home for oneself and one’s family. Among necessaries of life we may include what one has to set aside for old age, sickness, increase of family, and the future sustenance of dependents who will need it (II Cor., xii. 14). But they should not be extended to include imaginary cases, or all the possible cases of personal need that may arise in the future; otherwise, one is guilty of that exaggerated solicitude for the morrow which our Lord forbids (Matt, vi. 34).

(b) Necessaries of state are the goods a person must have to keep up his position and that of his family according to the standard of living of his class. This includes provision for the education and advancement of one’s children, for hospitality, adornment of home, and the care and improvement of one’s business; but it does not include provision for excessive pleasures or luxuries, or improbable future opportunities of bettering one’s condition; otherwise, even the wealthiest person might say that all his money was tied up and that he had no superfluous goods.

What is necessary for the decency of particular stations in life? (a) This does not consist in any fixed amount, for, even when considerable additions to or subtractions from a person’s wealth have been made, he may retain and support the same social rank. (b) It consists, therefore, in the amount sufficient for him to maintain, according to the opinion of prudent men, what is becoming in one of his class. Thus, one’s position may require that one do much entertaining or keep up an expensive household, or it may require only that one live moderately.

The giving in alms of goods for which the giver himself has need is governed by the following rules:

(a) Necessaries of life should be given away to another, as a matter of precept, if the common good is bound up with the life of that other, but not with one’s own life; they may be given away to another, as a matter of counsel, when the common good does not require it, but the higher good of virtue invites one to sacrifice one’s life for one’s neighbor (probable opinion). Examples: One should give away one’s last loaf to save the life of a leader on whom the salvation of his people depends. One may make the same sacrifice, if one is single and without dependents, and another is married and has a dependent family. But one may not give away what is necessary for the life of one’s family (I Tim., v. 8).

(b) Necessaries of state, at least in part (see 1251), should be given away to another, as a matter of precept, if the public good or the life of a private individual are at stake, or if that which is given in alms can be easily recovered and will now prevent a very grave calamity; they may be given away, as a matter of counsel, if the higher good of virtue invites one to embrace voluntary poverty: “If thou wouldst be perfect, go sell all that thou hast and give to the poor” (Matt., xix. 21). Examples: One should offer one’s fortunes in support of one’s government, if in some crisis the nation cannot otherwise be saved. One may give up riches and become poor in order to follow Christ in the religious life.

Superfluities of one’s state are the goods from which the precept of almsgiving requires that assistance ordinarily be given. But the mere fact that one has a superfluity does not oblige one to give alms. As in every virtuous act, so also in almsgiving there must be not only an object according to reason, but also circumstances according to reason. Hence, one who has a superfluity is bound to give alms only when the proper conditions of time, place, person, etc., are present. (a) As regards time, a person is not obliged to devote to almsgiving the time that is needed for other duties. (b) As to persons, a person is not obliged to give alms, if there is no needy person known to him.

As to need, we may distinguish three classes of persons:

(a) Those in apparent need are such as pretend poverty, sickness, or misfortune, in order to get sympathy and financial aid (e.g., professional beggars). Alms should not be given persons of this kind, since they take what would be given to the really poor and needy. Rather they should be exposed and punished.

(b) Those in real need through choice should not be helped, if they take to begging because they are too lazy to work, or find it profitable to live off others; for they have no right to beg, being able to help themselves, and it would be wrong to encourage them in idleness and an imposition on others (II Thess., iii. 10). But those who are voluntarily poor for Christ’s sake, whether they belong to a religious order or not, are worthy of respect and it is meritorious to assist them.

(c) Those who are in real need against their will, should be assisted; for, even though they became destitute through their own fault, they are in fact unable to help themselves now.

Regarding money obtained under the false pretense of poverty and the duty of restitution, the following rules may be given: (a) If a person obtains considerable alms by pretending to be blind, disabled, in great want, etc., and he is not afflicted or in need, he should give back the money to the donors or, if this is impossible, to the poor, since the donors wished to help the poor, not to encourage idlers. (b) If one obtains only a small amount under a false pretense of poverty, some moralists say there is no duty of restitution, since the donor may be presumed to give unconditionally in the case of minute sums; likewise, if a beggar is really poor but exaggerates his need, it does not seem that he is bound to restitution, for those who give alms expect a certain amount of romancing from tramps and other professional beggars.

What is one’s duty in cases of doubtful need? (a) Minute inquiries are inexpedient, since the really deserving are often unwilling to publish their needs; (b) refusal of alms except in cases where one is certain of the need, is not a good general rule to follow, since it is a less evil that an unworthy person be helped than that a worthy one be refused.

There are three degrees of corporal need (cfr. 1165). (a) A person is said to be in extreme need, when he is in manifest danger of losing his life, if help is not given him at once. This does not mean, however, that a person is not in extreme need until he is breathing his last breath; for at that moment he is beyond the reach of human aid. (b) A person is in grave need, when he is in probable danger of death, or is in manifest danger of some very serious misfortune, such as severe sickness, amputation of some member, long and bitter imprisonment, insanity, loss of good name, reduction from wealth to poverty, destruction of home by fire, etc. (c) A person is in common need, when he suffers the inconvenience of poverty, such as being obliged to beg, to deprive himself of many things, to wear poor clothes or to eat ordinary victuals, but is not in danger of any serious loss.

Rules on Giving Alms from the Superfluities of One’s State.—(a) To those who are in extreme or grave necessity alms must be given in each individual case, for these cases are rare, and the persons in need have a personal claim on one’s charity when this is the sole means of saving them from death or other great evil. Example: Last year Titus saved a mother from death and her child from disease by giving his money and services free of charge. This would not exempt him from the duty of doing a like charity, if a like necessity presents itself now.

(b) To those who are in common necessity alms must be given from time to time—now to one, now to another, as prudence dictates—but there is no obligation for an individual case. Even the richest man could not give to all who are in common need, and their want is not so pressing that any one of them can be said to have an individual claim.

Gravity of the Obligations to Give Alms.—(a) For cases of extreme and grave necessity, the obligation of almsgiving is grave. There is general agreement among theologians on this point, since the loss suffered by the neighbor is serious and the withholding of help indicates a lack of charity (I John, iii. 17). Example: The priest and the levite who passed by the wounded man on the road to Jericho were guilty, from the nature of their act, of mortal sin.

(b) For cases of common necessity, the obligation of almsgiving, as it appears, is also grave; for it seldom happens that one is called on to assist those who are in extreme or grave necessity, whereas almsgiving is inculcated as an ordinary duty, and the reasons given by our Lord in Matt., xxv. 41-46, for exclusion from heaven seem to be neglect of alms in common necessity. But some theologians hold that the obligation is only light, since the need is light; and, since these authorities are numerous and of repute, a confessor could not refuse absolution to a rich man who refused on principle to give anything to those in common necessity. Such a one should be advised, rather than reproved, on this point.

From what was said above, the following conclusions may be drawn about the gravity of the sin of refusing alms: (a) It is certainly a mortal sin to refuse alms to one in extreme or grave need, and probably also a grave sin to refuse ever to give alms to those in common need, (b) It is not a mortal sin to refuse an alms in a particular case, if one is not sure of the obligation (e.g., if there is doubt about one’s ability to give the alms or the other’s need), or if it seems that others will give assistance, or that the need will disappear, or that one will suffer some serious inconvenience by giving, etc.

Refusal of Alms and Restitution.—(a) The mere refusal of an alms does not oblige one to make restitution. For restitution is the giving back to another of what strictly belongs to him, and it cannot be said that a poor person has a strict right to a gift from another. A violation of charity may be gravely sinful, and yet not oblige to restitution. (b) The refusal of an alms, if joined with injustice, does oblige one to make restitution. Thus, if by threats or force one prevents a starving man from taking the food that has been denied him, injustice is committed; for in extreme necessity one has the strict right to take what is necessary, and reparation should be made if this is prevented.

Alms given from ill-gotten goods are sometimes lawful, sometimes unlawful.

(a) If the acquisition of the goods was unjust, because they belong to another and the present possessor has no right to keep them, it is not lawful to give them as alms, for they must be returned to the owner. An exception would have to be made, however, for the case of extreme necessity, for in such a case the person in danger of death would have a right prior to that of the owner not in need. Example: It is unlawful to give stolen money as an alms to the poor, when one is able to restore it to the rightful owner.

(b) If the acquisition of the goods was unjust, because both giver and receiver acted against law and forfeited their rights to possession, the former has no claim to restitution, nor the latter to retention, and the goods ought to be devoted to alms. Example: If a simoniacal transaction is forbidden under pain of loss of the price paid and received, the receiver is obliged to give the money to the poor.

(c) If the acquisition was not unlawful, but the manner through which it was made was unlawful, the gain is shameful, but still it belongs to the one who has earned it, and may be devoted to alms. Example: Titus hired Balbus to work on Sundays. The violation of the Sunday law was a sin, but the labor given was serviceable to Titus and difficult to Balbus. Hence, the latter is not bound to give back the money, but may keep it and use it for a good purpose.

Though shameful gain may be used for almsgiving, it should not be devoted to sacred purposes, when this will cause scandal or be irreverent to religion. Thus, the chief priests would not accept the “blood money” of Judas for the use of the temple (Matt., xxvii. 6), because the law forbade the offering of gifts that were an abomination to the Lord (Deut., xxiii. 18; Ecclus., xxxiv. 23).

The Proceeds of Gambling and Almsgiving.—(a) Profits made from gambling may not be used for alms, when one is bound to restore them to the loser. Thus, according to natural law he who wins money at cards or similar games from a minor or other person who has not the right to dispose of money, or who wins through fraud, must give back the winnings. Likewise, restitution is due according to some, if the civil law makes such aleatory contracts null and void; but others deny this. (b) Profits made from gambling may be devoted to alms, when according to law one has a right to them, as when one has played for recreation, with moderation and with fairness to the loser.

Persons who may give alms are all those who have a right to dispose of goods as gifts. Others who have no such general right (e.g., religious, wives, children and servants), may also give alms as follows: (a) They may give alms from any goods that belong to them, and of which they have the control. Thus, a wife may give alms from money which is her own, by inheritance, earnings, etc. (b) They may give alms from such goods as are placed in their charge and dispensation. Thus, the procurator of a religious house has the right to give alms with permission of his superior and according to his Constitution (Canon 537). A religious who is a parish priest may administer and dispense parish alms (Canon 630, Sec.4). (c) They may give alms with express or implied permission. Thus, children may give articles of food to the poor, when their parents consent. (d) They may give alms without permission in a case of extreme need. Thus, a wife could make use of her husband’s money without his consent, if this should be necessary to save a life.

The right of a wife to give alms from her husband’s earnings is as follows: (a) from the money given her for the support of herself and the family, the wife may give reasonable alms; (b) from the common money of the family she may give alms with her husband’s express or presumed consent. But, if he is miserly and unwilling to give alms, she may nevertheless use what is reasonable according to the family resources for almsgiving (e.g., in helping her impoverished parents).

The right of servants to give alms from the goods of their employer is as follows: (a) the rule is that servants have no right to give away anything that belongs to their employer without his express permission, for, if permission could be presumed, the property of employers would not be safe; (b) an exception to the rule is made for such things as are to be thrown away (e.g., leavings of the table), since if they are given in alms the proprietor suffers no loss.

Since charity should be universal, no class of persons, such as strangers, unbelievers or sinners, may be excluded from the benefit of almsgiving (Matt, v. 45). However, charity is also well ordered, and hence there is a preference to be observed, as follows:

(a) Other things being equal, one should favor those who are nearer to oneself by bonds of kinship, friendship, etc., since their claim on one’s charity is greater. Charity begins at home.

(b) If other things (such as worthiness, need or public utility) are on the side of those not related by kinship, friendship, etc., the order of preference may be reversed. Thus, if a person had to choose between helping a distant relative for whom he was not specially responsible, and who was a worthless fellow, or who was not in great need or who was not of great value to the community, and helping a stranger, who was most deserving, or in dire distress, or of great value to the community, the latter should be assisted rather than the former.

(c) In case of two strangers in equal poverty, one should help first the one who is more worthy or who feels his distress more. Thus, a person who is poor through misfortune is more deserving than one who gambled his money away; those who were once wealthy feel the sufferings of poverty more than those who are inured to a life of privation.

Is it permissible for one appointed to distribute alms to keep some himself, if he is really poor? (a) If the persons are designated to whom the alms are to be given, the distributor must give only to them; (b) if it is left to the discretion of the distributor, he may keep a reasonable alms for himself.

The amount that should be given in alms has to be measured according to the income of the giver and the need of the receiver.

(a) As to the income of the giver, he should give in proportion to his income: “According to thy ability be merciful. If thou have much, give abundantly; if thou have little, take care even so to bestow willingly a little” (Tob., iv. 9). A rich man who spends more in the barber shop on cosmetics, etc., than he gives to the poor, and a poor man who gives more towards alms than to the feeding of his own family, are not giving according to their means.

(b) As to the need of the receiver, a person should give his share towards providing for the case before him. Thus, if there is no one else who can or will give, and a neighbor is in grave necessity, a charitable person will bear the whole expense, as was done by the good Samaritan. But if the necessity is ordinary (as in the case of street beggars), or there are others who will help, a smaller alms suffices. Steady employment is a better charity than temporary doles, inasmuch as it gives permanent assistance.

Hence, in the following cases alms are excessive: (a) When, outside the instances given in 1231, one gives away all the necessaries of one’s life or station. The poor widow who gave all her living (Luke, xxi. 1-4) is praised, but doubtless she was able somehow to obtain enough to provide for her own life. (b) Alms are excessive when one gives from one’s superfluities so much that the recipients are spoiled and encouraged to do nothing for themselves, For the purpose of almsgiving is not that those who have wealth be impoverished and others enabled to live in luxury, but that the poor be relieved of suffering and the rich gain the merit of charity (II Cor., viii. 13).

Regarding the obligation of giving all the goods of one’s station in life or of one’s superfluities, the following points should be noted:

(a) Some theologians hold that, in a case of extreme necessity, one is bound to give all the goods necessary to one’s state of life, since a neighbor’s life is a more important good than one’s own position in life. Others deny this on the ground that one is not bound, even for preserving one’s own life, to have recourse to extraordinary means and so lose the rank and style of living one has. Thus, a self-supporting workingman would not be obliged to reduce himself to beggary in order to prolong the life of a dying person. A well-to-do person is not obliged to sell his office, conveyance, books, and other things needed for his business or profession, in order to rescue a captive held for ransom by bandits.

(b) There are theologians who hold that one is bound to give away all one’s superfluous wealth in alms, even apart from cases of extreme or grave necessity; but others teach that, while this is of counsel, it is not obligatory, since the needs of the poor will be sufficiently relieved if all who have means give something from their superfluities. Moreover, the retention of some superfluous goods is necessary for the promotion of industrial and commercial enterprises, and, by increasing national wealth, this policy indirectly benefits the poor.

Ecclesiastical law, however, requires all clerics who enjoy a benefice to give all that remains over and above from the returns of the benefice, after they have provided for their own decent maintenance, to the poor or to pious causes. This obligation is held as grave. It will be treated below when we come to the special duties of the clergy.

Is there any definite amount or percentage, then, which should be contributed to alms?

(a) For a case of extreme or grave necessity, one should contribute enough, according to one’s ability, either in conjunction with others or alone (if others will not help), to give relief. Thus, if a neighbor is about to die of starvation, a charitable man will give food free of charge. If a poor man is about to be treated unjustly, a charitable lawyer will give him advice without charge. But it is not necessary that one provide extraordinary remedies or helps—for example, that one pay the expenses of a trip to Europe for a poor person whose health would be benefitted by the travel.

(b) For cases of common necessity, St. Alphonsus held that one should give two per cent of what remains from the yearly income after the necessities of life and station have been taken care of. But other moralists believe that today the amount cannot be fixed mathematically, and that only the general direction can be given that one should be generous according to one’s means, and regulate one’s yearly alms according to the prevalence of poverty.

Is it better to give a little to many, or much to one person in need? (a) If the one person is in great need, and others are only in slight need, it is better to give to the one in great need. Example: If one has ten dollars to give in alms, it is better to buy an overcoat for Titus who is shivering from the cold, than to give ten one-dollar bills to ten men who need new collars and neckties. (b) If the need is equal, it is better to divide the alms, for thus more distress is alleviated and the danger of spoiling a recipient with overmuch bounty is avoided. Example: Caius has $30,000 to give in charity and there are three deserving institutions of charity known to him, all of which are in great need—a hospital, an orphan asylum and a school. He ought to divide his money between the three.

The Time for Giving Alms.-(a) One should give at one time all the amount of one’s alms for a certain period, if one is able to do this, and there is a need that calls for it—“He gives twice who gives quickly” (Prov., iii. 28)—for the poor may perish or may be driven to acts of desperation or violence, if help is postponed. (b) One may distribute one’s almsgiving if there is no urgent call for it—that is, one may make partial contributions at various times, retaining meanwhile money for almsdeeds in order to invest it for future charities, or to await greater needs to which it may be applied, etc.

The Manner of Giving Alms.—(a) One gives alms directly when one ministers relief personally to the needy, giving food to the starving and medicine to the sick, helping to put out a fire, etc. (b) One gives alms indirectly when one pays taxes for the support of alms-houses, public hospitals, orphan asylums, homes for the aged, the insane, etc.; when one contributes to charitable collections or drives or to organizations for relief (such as the St. Vincent de Paul Society); when one assists or promotes movements for the free education of those who cannot pay, for the betterment of living and working condition of laborers, for security against loss of employment, pensions for the aged, etc.

Public charity done by the State is useful and necessary under the conditions of modern life, but it does not and cannot take the place of charity done by the Church or by private individuals.

(a) State-administered charity does not reach all, or even the most deserving, cases of need. Hence, those who pay their taxes for the support of state charities are not thereby exempted from the obligation of contributing to cases they may meet, especially of extreme or grave necessity. The payment of these taxes, however, diminishes need, and so it also diminishes the amount one is bound to give in alms.

(b) State charity provides for the corporal needs of the recipient, and it is imposed as compulsory on the giver. Hence, it cannot take the place of alms given by the Church or by individuals that will care for both soul and body, and that are given cheerfully and received gratefully.