Question — Bontempi, Palladium Theologicum V · from Schola Thomistica
Question II: Whether in petty exchange it is lawful to take something above the value of the coin fixed by law
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This Cambium is very USEFUL to the Republic, and because men often need lesser moneys for contracts, or need to transfer moneys to remote places, and indeed to exchange lesser and inferior ones restored into greater.
An in CAMBIO minuto liceat accipere aliquid supra valorem nummi, lege definitum.
UTILE admodum est hoc Cambium Reipublicae, et quia saepe egent homines minutioribus pecuniis ad contractus, vel egent transferre pecunias ad loca remota, atque adeo minutas, et inferiores in maiores magis restitutas commutare.
But there are MANY causes for which in this Cambium it is licit to receive profit.
MULTAE autem causae sunt, ob quas in hoc Cambio licet lucrum accipere.
The FIRST is by reason of the office of Changing, on which the burden lies of gathering moneys from different Principalities, that he may distribute them; to hire the shop; to count at the customs-house, etc. Which is understood not only in a public, but also in a private Campsor, as Molina teaches disput. 399. Bassaeus V. Cambium, num. 4. and others at his side.
PRIMA est ratione officii Cambiendi, cui onus incumbit congregandi pecunias diversis e Principatibus, ut eas distribuat; officinam conducere; ad telonium numerare, etc. Quod non modo in publico, sed etiam in privato Campsore intelligitur, ut docet Molina disput. 399. Bassaeus V. Cambium, num. 4. et alii apud eum.
The SECOND is lucrum cessans, which the Campsor would otherwise have received. See Bassaeus num. 5.
SECUNDA est lucrum cessans, quod Campsor alias recepisset. Vide Bassaeum num. 5.
The THIRD by reason of the purity of the material, as one changing coins of gold of Ophir, with copper ones.
TERTIA ratione puritatis materiae, ut mutans monetas auri Ophir, cum aereis.
The FOURTH by reason of the commodity for transporting, as double crowns, or Zechini, which are valued more than little coins.
QUARTA ratione commodi ad transportandum, ut aurei duplices, vel Zechini, quae magis aestimantur quam monetulae.
YOU WILL SAY. The Prince in these coins, having regard also to the metal, etc. set the tax e. g. that Zechini be worth two ounces of silver coin, and as much as 200. dipondii. Therefore it is not licit to receive anything beyond these.
DICES. Princeps in his monetis habita ratione etiam metalli, etc. posuit taxam v. g. ut Zechini valeant duas uncias argenteae monetae, et quantum valent 200. dipondii. Ergo non licet accipere aliud supra haec.
IT IS ANSWERED, this was taxed by the Prince as he is the measure of vendible things, but not according to the conditions and circumstances adduced above. See elsewhere in Casas disp. 6. sect. 1. For these are to be estimated by the Campsor, as D. Bonavent. notes quaest. 4. to be allegatus. But the profit ought to be moderate, and less in a private Campsor, as Bassaeus says. Bassaeus notes num. 8. that it is to be estimated by the judgment of the upright, warning that falsities in the coin, in the value, etc. be warded off.
RESPONDETUR, hoc taxatum esse a Principe, ut est mensura rerum venalium, non autem secundum supra allatas conditiones, et circumstantias. Vide alias in Caspensi disp. 6. sect. 1. Hae enim a Campsore sunt aestimandae, ut notat D. Bonavent. quaest. 4. allegandus. Moderatum vero esse debet lucrum, et minus in Campsore privato, ut ait Bassaeus. Id proborum iudicio aestimandum notat Bassaeus num. 8. monens arcendas falsitates in moneta, in valore, etc.